Ask Honest John

Most recently answered reducing insurance premiums questions
I've just been on two comparison websites to look for cheaper car insurance than my latest renewal quote. A company quotes £186 on one site and £165 on another for the same level of cover. Why is there...
What's the most cost effective way to insure a learner driver when the parents already have insurance?
My car insurance broker, Swinton, issued me with a letter to confirm that in July last year (2016) I had 12 years of no claims. Aviva who I insured with last year only go up to nine years NCD, so that's...
My car insurance is due for renewal in November and when renewing I will advise details of my employment. However, In February I aim to retire and look for a local job to work a few hours a week. I should...
I just replaced my 2009 MX-5 2.0 Roadster 175PS with a 2011 Ford Focus Estate 1.6 diesel 115PS, both valued at £7000. I'm 62 and retired. My insurance company want to raise my premium from £425 to £600....
Having been without her own car for three years, my wife recently bought a £600 runaround. Having shopped around, we found insurance for £160 fully comp + £30 to protect her 10+ years No Claims Bonus....
I have an old, low value car that I would like to use for a couple of months in the summer. I expect to do less than 200 miles in it and would like to know the most cost effective way of insuring it.
I'm learning to drive and looking at cars. I would prefer a 5 door, but apart from that I don't know much else. I would probably buy a secondhand car. Any ideas on makes of cars which would be best?
I'm a single mum of a 17 year old boy and would like to buy him a car so he is independent and I can work more hours. I have a small budget of about £2500 - £3000 pounds at the most. What car would you...
I'm trying to get insurance cover for my son who has just passed his test. We had already lined up a car, knowing its past history. Although it was 16 years old, its only covered 45,000 miles. It has just...