What checks should I do before buying a Cat S car?

What paperwork should I ask for from a garage if I'm buying a Cat S car? Must I have a structural report? The car my son is looking at is less than 3 years old, so no MOT required. The garage is saying...

Why do some lorries have mismatched reg plates?

I was hit by a Polish-registered HGV that pulled out from the inside lane of the M25 without indicating. I have dashcam footage of the approach up to the collision. My insurers tell me that I should have...

I'm a named driver on my wife's policy. Do I need to tell them of a speeding fine?

Whilst I'm about to tell my insurer of my recent speeding fine and three points, do I need to tell my wife's car insurer? I'm a named driver on her policy.

Do I have to pay my excess even if I have a protected No Claims Bonus?

I have protected No Claims Bonus, but I also have a Voluntary Excess of £250 on my car insurance. I have had a slight accident causing some scratches to the bodywork of my car. What is the position if...

I've gone over my insurer's yearly milage allowance. Do I need to do anything?

I've insured with the same Insurance company for the past four years. I set a mileage allowance of 7000 miles per year but on checking, I realise I have exceeded by a few hundred miles each year. So if...

What's the best car to share with a young driver, considering reliability and insurance?

What would be the best car to buy for my 19-year-old and myself to share? Budget is around £5000 and it would only be to use on short journeys. What would be the best bet for reliability, whilst thinking...

Do insurers know about the DVLA's 11-month licence extension?

I learned recently that driving licenses expiring this year have been extended by 11 months. Are the authorities and insurance companies aware of this? When I renew my car insurance in December for January...

How are car insurance write-off pay-outs calculated?

My car was written-off a few weeks ago. The other person has admitted liability and their insurer has agreed to payout. Can you tell me how they will calculate the pay-out price?

I drive my wife's car as a named driver. Will I lose my No Claims if I continue?

By next February, I will not have had a car insured in my name as a policyholder for two years - even though I drive my wife's car. Is there any way I can still keep my nine year's+ No Claims Discount...

Should I report a no fault accident?

Someone hit my car from behind and have taken responsibility for it with no problems. Their insurance contacted me before I phoned mine. They've said as I'm going through them, I do not have to let my...