Two cheaper than one

I have been buying car insurance for many years and considered myself to be very experienced in driving down the costs. I have just been informed by my wife's insurers that her policy will be less if she changed from only the policyholder to drive to policyholder and spouse. The annual premium came down from £190.72 to £160.55. I thought your readers might be interested.

Asked on 5 February 2011 by MP, Brighton

Answered by Honest John

Yes, this is almost always true. It's also a good way to get a young person's premium down. Two mature named drivers helps enormously because in the underwriter's eyes it spreads the risk.

Tags: insurance

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