Insuring a temporary driver - how can I lower the price? | Ask Honest John

Insuring a temporary driver - how can I lower the price?

My son is coming home from Poland for Christmas. He's lived in Poland since September 2017 and returned regularly since many times over the years, and been insured on either my car or my wife's, for very little extra. He's had a full UK licence since 2013, clean, no claims and is a school teacher out there. T he fly in the ointment is that in September 2020, being a resident, he was required to swap his UK licence for a Polish/EU equivalent. The quotes I've had for him to use my car over Christmas for a fortnight are £100-175, which is prohibitive! It would seem the insurance companies are treating him as a relatively newly qualified EU driver! I would be grateful for any advice on lowering this. I have tried short term insurance companies most won't consider him!

Asked on 10 December 2021 by Nicholas Jones

Answered by Sarah Tooze

If you have not done this already, I would suggest speaking on the phone to your insurer and explaining the situation as they may be able to override the algorithm which is treating him as an inexperienced driver and pushing up the price. Or, in the unlikely event, there is another reason for the price difference they will be able to explain it. You could also try speaking to an insurance broker.

Tags: car insurance

Similar questions

DVLA has suspended my driving licence - is my car insurance still valid?

My son is a named driver on my car insurance policy, but the DVLA has stopped my driving licence as I had a medical problem following an accident. Is my car insurance still valid?

Banned from driving, is my car insurance still valid?

I have been banned from driving for several months. My insurance policy has my wife registered as a secondary driver, can she drive the vehicle without having to change or inform the insurance company?