My car has been reported as being in an accident 270 miles away. First I knew of it was via my insurance underwriter 10 days after the alleged date, stating my car reg was reported as being in an accident, in a location the car was not in, driven by a woman I have never heard of who is not on my car insurance. A solicitor has put in a claim for injury. I have made a statement to the insurance investigator for the underwriter and provided a statement from my manager saying where my car was parked. They say this is not an independent statement and insist my car be inspected - even though it was miles away. If I don't I'm failing to cooperate. They do not have full information from the solicitor, as they are not cooperating so it could be a wrong or cloned number plate. My insurance seems to be more interested in inspecting my car than getting full details. I am feeling very harassed and don`t know what to do next.