I missed my car insurance premium payment and I was charged a £30 penalty - is this legal?

I missed my car insurance premium payment and I was charged a £30 penalty. Is it legal for an insurance company not to give grace periods on missed payments?

Asked on 4 January 2019 by Olufowobi Odukoya

Answered by Honest John
If it is in the terms and conditions of the contract, there is nothing you can do. If it isn't clearly displayed in the documentation, you need to raise a complaint and the take to the financial ombudsman service.
Similar questions
I have owned my Citroen C4 Cactus for nearly three years and at the time of purchase I was offered a Smart Repair insurance policy for the car's bodywork which I took out at the time of purchase. I have...
My parked car was reversed into while in a private car park. The other party did not stop and drove off. I have the details of the other party's car from CCTV, as well as clear proof that the accident...
I was involved in an accident in poor weather which resulted in me skidding across a junction into another car. My insurance is now refusing to pay out as they claim that one of my tyres was below the...
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer