My daughter's car was damaged by another driver - is his insurance company obliged to pay for repairs?
Last week a car drove into the back of my daughter's Fiat Cinquecento. The driver, whose details we have, stated that he would pay the cost of repairs, estimated at about £350. The driver has now decided that he wants to claim off his insurance company. We do not want to claim from ours, as quite frankly the cost is probably more than the car is worth. Are his insurance company obliged to pay for the damage, or if they refuse how can we be reimbursed without being out of pocket? In any event, how long is reasonable time to wait, in case he is stalling in the hope that we won't pursue him?
Asked on 14 July 2010 by martinkaye
Answered by
Honest John
Yes they are obliged to pay, but you will also have to declare the claim to your insurers, unfortunately, as this could affect future premiums.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
A friend was involved in an accident involving a motorcyclist. When driving slowly in the outside lane, a motorcyclist filtering on the nearside of the car hit the side of his car fell off into the road....
My car was hit by another driver but his insurers are refusing to pay, saying the details he gave are incorrect and have voided his cover. Are they liable to pay for my damage?
If I am driving on two-lane, one-way road and am in the left lane, indicating to move over into a right-hand junction, then start to move into the right-hand junction and someone hits me at the rear end...
Related models
.jpg?width=115&height=75&rmode=crop)
Town-friendly proportions, you'll always find a parking space for it, cheap to buy and run
Elsewhere on 
.jpg)
