Do I have to tell my insurer if I go on a speed awareness course?

I'm waiting to find out if I’ve been caught speeding. If it’s a speed awareness course - which it should be as it was less than 80mph on a motorway and would be my first offence - would I have to declare it to my insurer? They say that I would have to but I thought the whole point of it was to avoid the increase in insurance.

Asked on 20 July 2020 by Josh

Answered by Tim Kelly
Under the 2015 Insurance Act, insurers can only ask questions which have a bearing on risk. Unless you have been prosecuted, then the insurer should not be asking that question. An insurer has no way of checking if you have been on a speed awareness course.
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