Insurer pushing me to accept partial fault for an accident. Should I?

I have been advised by my insurance company to accept 70/30 fault on an accident that I had absolutely no responsibility for. Is it worth pursuing further?

Asked on 3 June 2020 by Michael Wickens

Answered by Honest John

If you feel it was not your fault then don't accept that. Ask for a locus report and comparison report to be carried out. A locus report evidences the location of the incident, sight lines, relative positions of the vehicles, evidence to substantiate who's fault the incident was. A comparison report will compare the damage on both vehicles and helps determine who's version of events is more probable. If the insurer refuses, you can appoint your own independent engineer.

Tags: insurance accidents

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