Can insurance be voided if an accident happens while undertaking a non-essential journey?

My sister and brother-in-law, who are both in their eighties, are insistent on driving into the countryside on non-essential journeys. Would this nullify their car insurance if they had to claim?

Asked on 21 April 2020 by Harryveyre

Answered by Tim Kelly
It wouldn't nullify their insurance. But they are increasing the risk to other people, for example, if they break down or cause an accident and emergency services has to attend. Plus, the increased risk to more rural villages that they may be bringing by visiting and going for walks. The Government line is clear: stay at home.
Similar questions
My elderly mother passed away last week and had a Motability car, mainly driven by my dad as her carer. We expect that it will be taken away in the next few days. It’s the only car he has, so can you advise...
My Mum's 2017 Ford KA+ has started showing a message saying 'ABS malfunction. Contact Service'. She got an email from Ford saying they were shutting their doors except for key workers. She is over 70 so...
I am in the 12-week isolation/vulnerable group. I only reinsured my car for 12 months yesterday so I called my insurance company and they are happy to cancel the policy and give me a pro rata refund (less...

Value my car