What's best - to attend a speed awareness course or take the three points?

I have received a speeding ticket in a 30mph zone. What would be the best course of action - to take the speed awareness course or take the three points?

What would be the expected effect (if any) on my insurance if I opt to pay the fine and take the three points?

Asked on 11 November 2019 by c Reed

Answered by Tim Kelly
No brainer. If given the option, always take the speed awareness course. It would be foolish to take the points and the fine as it would not benefit you in any way. It would load your premium by 5 to 10%.
Similar questions
I received a NIP in the post yesterday. I had done 36mph in a 30mph zone. The date of the offence was 7th January but the letter is dated 14th February. Does the 14 day rule apply to this?
I got flashed by a speed camera on a motorway gantry even though there was no speed limit displayed. If I receive a ticket can I opt for a speed awareness course and if so will I still get penalty points?...
I received a final demand from the police for the driver details of my car, allegedly speeding two months ago. The original was not sent by recorded delivery and was not received. Four people could have...

Ask Honest John Right column

Value my car