Are servicing plans a good investment?

The garage that sold me my Suzuki Baleno has offered a service contract. Are they a good idea to get at an average cost of £16.82 a month over 35 months including MoTs?
That's £201.84 a year. If that buys you a service every year including an oil and filter change as well as its first MoT, then it's a fair price. If it only buys you one oil and filter change at two years old then you'll have paid £605.52 for one service and the MoT, which is not a good deal.
Answered by Honest John on

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