FIRST I'D ADVISE TO NOT SHOUT

You dont need to. We can hear you :)

A Cat D write off is when the cost of repair (usually cosmetic) doesnt make economic sense to the insurance company. For example a car might be worth £6,000 and it has cosmetic damage (which can cost a lot in labour these days) and it'll cost £1500 to fix OR they could sell the car for £5,000 they'll 'write it off' Cat D and sell it. Basically.

A Cat C can be slightly more risky (Category A essentially means its been taken away in a box) but again has been deemed uneconomic to repair by the insurance company probably partly due to its decreased value as a result of being a Cat D car. Maybe if it wasnt for the original Cat D its value wouldve been higher and worth repairing and wouldnt of been written off Cat C.

Insurance will be higher and some insurers dont insure Cat C or D cars and personally i'd recommend avoiding it.

Jamie

There are lots of Focuses around to suit almost any budget. Find one that hasn't been in a major accident.