Ask Honest John

Most recently answered pcp questions
If my partner is half way through a PCP agreement and dies, what is the legal/financial position? Is it possible to insure against such a scenario eg payment protection?
Can you pay off the balance early without penalies with a PCP scheme?
How do car dealers decide on the figures when offering a PCP deal? How much depends on the length of the contract, the value of the car and agreed mileage per annum?
Could you please clarify what would happen at the end of a deal if the car is worth less than the GMV, who takes the loss & is the deposit still safe, With the large depreciation figures I have seen on...
I'm a year off retirement and am lucky to have a decent pension and lump sum. I want to get a new car this year, so should I buy cash now or still do a PCP for 3-5 years? Over the years I've owned a Volkswagen...
I currently have a Toyota Yaris Cross for two months on a PCP. The dealer has offered a new car (available in six months) for the same monthly cost and the same spec too. Is this usual and could there...
I have a PCP agreement car that has another two years to run on the agreement, I would like to add a private number plate on it, would this be possible? Do I have to get the PCP agreement holder's permission?
I bought a new Audi RS5 in May on PCP. Can you advise a cheaper way to do finance?
What normally happens in the event of the incapacity or death of someone who has taken out a PCP or PCH agreement? Can it be transferred to a spouse? Also, is a deceased person's estate liable for any...
I had the windows tinted on my PCP car, which is due back this year. Will the tints needs to be removed before returning the car to the dealer?
 

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