insurance | Ask Honest John

Ask Honest John

Most recently answered insurance questions

My daughter, a community nurse, returned to find her car had been struck by another, causing damage to a front wheel and a suspension arm with some inconsequential cosmetic damage to the bodywork.The third...

Is a BMW 1 Series expensive to insure?

How much does it cost to insure the BMW 1 Series? I’m thinking of changing my car but all depends on cost.

What's the best type of insurance for my 30+ year old Volvo?

What is the best type of insurance for my Volvo. I do less than 1k miles per year and it has less than 40k miles on the clock and only use it for visiting family in my area and local shopping.

Is windscreen repair a claim against insurance?

I have a chip on my windscreen. If I go through my insurance for a repair, do insurance companies register these types of repairs as a claim? Alternatively, I have bought a windscreen repair kit from a...

How much will my insurance increase after making a claim?

After having a claim on my insurance policy, how much is the premium likely to go up in price over the next few years?

Can I drive a SORN car to an MoT?

I have my Porsche 911 that's been SORN for a few years. Can I just insure it so I can drive it to my mechanics for an MoT or will I have to un-SORN it first?

Can I get car insurance while my delayed medical driving licence is being processed?

I have been waiting for a medical renewal licence for five months. My insurance is due next month and I am concerned I won't be able to get insured due to my licence only being valid under Section 88 of...

Can I get my Cat S car repaired?

I recently had a minor collision with a wall in my Ford S-Max. I decided to claim via my insurance company. They sent my car for assessment and it's come back as a Cat S - so a structural write-off. If...

My insurance has been cancelled - what are my rights?

Until recently I was the proud owner of a high value factory built trike, a 2018 Rewaco. Sadly, my trike suffered a major fire while riding on the motorway. I got it onto the hard shoulder without injury,...

Why would removing additional driver increase my insurance premium?

I've just renewed my insurance for my Skoda Fabia estate and wanted to remove an additional driver. The resulting quote went up from £218 to £288. It seems crazy. Neither of us has any history of claims,...