What's the best way for an American to arrange insurance in the UK?

My daughter is visiting from the US, where she holds a full American driving licence. She holds a full UK licence, but the address is incorrect and she can't renew in the US without a UK address. I would like her to be covered on my insurance and they are willing to do so, but I know it's illegal to drive on a licence with incorrect details. Would it be okay to use my home address to renew? Failing this, can you suggest other options to insure her on my car for a three week period.

Asked on 19 April 2018 by Reginald Darge

Answered by Honest John

Yes, use your address to renew her licence if she has no other address in the UK, but her best approach would probably be to hire a car. If she has a US licence, contact your insurer and see if they see that as acceptable. This is very much a grey area. It is very hard to arrange cover for a US (non EU) citizen on a UK policy.

Tags: hire cars insurance

Similar questions

What is the difference in insurance terms between a hire car and courtesy car?

Our daughter has just suffered a rear-end shunt sustaining severe damage to her Audi. Fortunately, she is signed up with the Audi Ensurance scheme who will deal with the claim for her alongside her regular...

My son's car is being repaired by a main dealer but his hire car is only third party insured - should the garage pay for fully comp?

My son took his Dacia Duster in for its first service and was given a loan car. There was a fault on his car and a replacement part is needed but it is not known when this will be available in the UK....

How can I get car hire excess insurance if I don't live in the UK?

I live in Switzerland and travel back to UK regularly, often needing to rent a car. I used to be able to buy excess insurance for car hire on an annual basis, as a Swiss resident, from UK firms. However...