My wife only has a provisional license, should I add her as a named driver to my policy to save money?

I recently leased a second car and own a 2010 Hyundai i30 outright. I would like to give the i30 to my wife, but she only has a provisional licence. Should I retain both cars and simply add her to the insurance, or am I better 'selling' the car to her and letting her own it? Which is likely the cheapest route from an insurance perspective?

Asked on 5 October 2017 by Craig Aye

Answered by Honest John

Retain both cars and put her on as a provisional driver. This is certainly the cheapest way of doing it. If you do it the other way, she will have no No Claims Bonus and will be the main driver. As a result the premium will be much much higher because she will be seen as higher risk.

Tags: insurance reducing insurance premiums named drivers no claims learner drivers consumer advice ncd ncb

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