Ask Honest John

Honest John Ask Honest John » I made a claim on my friend's insurance policy - will her NCB be affected?

I made a claim on my friend's insurance policy - will her NCB be affected?

I'm a named driver on a car insurance policy, fully comp. I had a small accident. When the car owner renews their policy I'm no longer going to be a named driver on the vehicle. If I've made a claim on her policy for my accident, will she have to declare the accident on her new insurance? Will her No Claims be affected?

Asked on 29 June 2017 by Caroline

Answered by Honest John
If you were driving on your friend's policy, it should not affect you being on the policy in the future as a named driver. If you are claiming on her policy, yes she will have to declare the accident to any new insurer and her NCB will be affected.

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance
Similar questions
I recently leased a second car and own a 2010 Hyundai i30 outright. I would like to give the i30 to my wife, but she only has a provisional licence. Should I retain both cars and simply add her to the...
I contacted my insurers to inquire about getting some vandalism repaired on my Range Rover, but it turned out the excess on my policy (which also has protected NCB) was more than the cost of repairs so...
A named driver got banned without me knowing and I wrote my car off afterwards. Will I still get compensation for my car from my insurer?