Car is wrongly listed on the insurance database - should I be worried?
I recently bought a used Volvo S60 R Design. The insurance database has it listed as an S60 R Design Premium, but it's just a standard R Design (with a couple of option packs) as confirmed by the Volvo dealer and V5C.
I've called my insurer to ask them to change the model details but they seem unable to do this and will only list other variations which it isn't (R Design Nav, R Design Premium Lux). The adviser spoke to their manager who said they're happy to keep it insured as the Premium if I am, but could this come back to bite me in the event of a claim, and why would the car be listed as the wrong model on the insurance database?
I've called my insurer to ask them to change the model details but they seem unable to do this and will only list other variations which it isn't (R Design Nav, R Design Premium Lux). The adviser spoke to their manager who said they're happy to keep it insured as the Premium if I am, but could this come back to bite me in the event of a claim, and why would the car be listed as the wrong model on the insurance database?
Asked on 16 November 2016 by R Design
Answered by
Honest John
Probably because there are an infinite number of car makes and model variations and a database cannot cover all of them. This is probably the Motor Insurers Database so applies to all insurers.
Tags:
insurance
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
Which would be the best used car for under £2k for a young driver to insure? I've looked at some 1.0L engines but some are over £3k for insurance and some are under £2k. Does it not just go on the engine...
We are taking delivery of a brand new VW campervan and planning on taking it to Europe in September.
The VW warranty provides breakdown cover in Europe for 3 years but I don't believe it extends to repatriation...
I damaged my 2018 Mercedes-Benz A-Class and unfortunately I had to initiate an insurance claim via my insurer. I was keen to get the car repaired at the local main dealer but my insurer said this would...
Related models
.jpg?width=115&height=75&rmode=crop)
Good to drive. Packed with safety kit including ‘City Safety’ as standard. Geartronic start/stop. New 2.0 Volvo D4 diesel from 2014 under 100g/km CO2.
Elsewhere on 
.jpg)
