Why did my dash cam void my insurance?

I had a dashcam fitted by Halfords into the fuse box. I informed my insurer, who informed me that cover was therefore removed by the underwriter. I had been driving unknowingly for 3 days without insurance. Halfords were informed and stated that they had not heard of this before and so gave no warning. Are other drivers unwittingly driving without insurance? I cannot believe the sheer stupidity of refusing insurance for an item that only records my driving and other driving issues.

Asked on 13 April 2021 by Chris Moon

Answered by Georgia Petrie
Any hardwired bit of aftermarket kit can actually invalidate a warranty or insurance. We often suggest checking with the warranty provider and insurer first as it's technically classed as a modification. If it isn't hardwired, and can thus be removed from the car easily, that usually isn't considered a modification.
Similar questions
I bought a repaired Cat C car last year, took out insurance and have not had any problems. Last week I was involved in an accident. My insurance has voided my policy claiming I didn’t inform the of the...
I’m a young driver who originally had a black box fitted to the car to save some money. My mother was a named driver on this previous policy. One afternoon, my insurance provider informed me that the policy...
As it was close to renewal, I advised my car insurance supplier that I had had a dash camera hardwired into my SEAT Ibiza. They were quite taken aback and advised me that it was a modification that the...
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer