Ask Honest John

Honest John Ask Honest John » Do I still accumulate no claims if my insured car is SORN'd?

Do I still accumulate no claims if my insured car is SORN'd?

If I have an insurance policy on a now SORN'd car, do I get to keep the remaining no claims bonus after transferring? If my policy runs out while on the SORN car, would the accumulated months still count towards my no claims?

Asked on 16 October 2019 by Arman Kizir

Answered by Honest John
If you have accrued no claims bonus, they are valid for three years, even if you do not have a vehicle. Accumulated months do not lead a "full years" no claims. You only accrue the full year after it has passed.

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance
Similar questions
Are there any specific car insurances for sorned cars which allow me to keep my no claim discounts?
I purchased a Saga Plus car insurance which runs out this month. In the first year of cover I hit a concrete bollard in a car park whilst distracted by another drivers actions. I instigated a claim with...
I am currently the policyholder and main driver for our car. My wife is the named driver. I/we have more than 10 years no claims bonus. If my wife becomes the main driver will that affect the NCB? I'm...