I was recently involved in an accident with another vehicle.

The other driver smelt alcohol on my breath and called the Police; they arrived, breathalysed me, and I failed the test. I was subsequently charged, went to court and was fined and disqualified from driving.

I made an insurance claim and my company, Royal Sun Alliance, who subsequently wrote off my car and paid out, sending me a cheque.

I did not tell them about the conviction during the time, of the claim, as I did not know what the outcome of my case was going to be. The claim is still ongoing, and I have not made them aware of the conviction.

Is there a likelihood that they’ll say my insurance is invalidated and want the money back?

MORE TH>N, who is the direct arm of Royal Sun Alliance Insurance, have on their Policy Wording that “we will not pay any legal costs or provide legal services for charges to do with speeding, driving under the influence of drink or drugs, or for parking offences.

Edited by dcharmers on 11/04/2010 at 16:13