I recently had my car stolen and then recovered within 4 hours of reporting here in Nottingham.
i was not expecting to see it again like most people i thought it would be torched or crashed into a lamp post and written off.
The police arrested 2 people for the theft and have bailed them. Hopefully the finger prints will be found off the steering column cover which was ripped off in stealing the escort. If so can i get any type of compensation from the courts from them?
25 cds were nicked
Over 200 quid worth of damage to the steering column and both front door locks trashed.
Plus use of near on a full tank of fuel and other minor bits.
Forget the small claims court as i wont get anything out of a car thief! thats the whole reason they nicked it in the first place. the police muttered something about criminal compensation something or other if they get conficted?
Any one got experience with this?
bear in mind i won't be claiming on insurance as i am 17 and only had the car 3/4 weeks!Policy excess 200 pound!
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I haven't got any experience to help on this matter, but if you by chance happen to find out if they also nicked a nice kenwood stereo from a white astra in Notts city centre about 3 months back then let me know who they are!
Or also if they drive a silver G reg SAAB 9000 - He side swiped me about 3 weeks ago, again in the city centre, didn't stop and the cops told me the car was unregistered, they're 'already after him' and there is not much they can do. I'd like a nice friendly chat to him as well...
Mark.
p.s. What the police did tell me was there is a bureau of some kind that deals with cases where the third party was uninsured. Apparently it does not effect your own insurance. Might be worth looking into - I never bothered because the damage was repairable by myself. Might be worth a look into tho.
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yeah ok
I am getting the locks done by someone local i know.
Less than 150 quid with him it will be.
at sandicliffe i rang to get an idea and was going to be 250/300+
and the car is only worth 600!
Does any one know of this bureau then? They said that if convicted the court can award me the money or something. As mentioned in HJs post
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Ed2002
The Police should be contacted you to take a statement from you covering the taking without your consent (not theft as there was no intent to permanently deprive you of it - legal get out).
Ensure that listed in the statement are the details that you quote and that you request compensation be paid.
Plod may not have taken a statement as they will run the case straight through if a Guilty plea is entered, in which case have a word with the officer dealing now and discuss the application for compensation.
You may be lucky but as it seems these guys are men of straw any that is awarded will be a derisory sum and come at a trickle.
The other item that is mentioned is a referral to the Motor Insurers Bureau which will only pay out I understand if an injury is caused through a non insured driver. Do a keyword search on MIB.
DVD
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It's called the Motor Insurers Bureaux.I also know someone who had his Siera Cosworth stolen;recovered with broken door and ignition lock;got someone who worked for him to collect it from the dealer-unfortuneately he stopped for coffee-you've guessed.
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>>It\'s called the Motor Insurers Bureaux.
Actually the \"Motor Insurers\' Bureau\".
www.mib.org.uk/index.asp
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I could be wrong, but I think there is an excess of £400 on claims from MIB. Also, there should ALWAYS be a statement taken when a person has been arrested for an offence.
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I had some experience of trying to get compensation, a bit ancient history though I'm afraid, best part of 25 years ago, so how much is still relevant I don't know.
Car was broken into and most of the contents stolen, cassettes (told you it was a while ago!) etc. Duly completed statement and lo and behold the Bill actually caught the little so and so about a week later red-handed. He duly 'coughed' for what seemed most of Essex's crime for that year and I was awarded £40 compensation. Unfortunately never saw a penny. He got 18 months for all the thefts but failed to pay any of the compensation orders against him for which I was told he got an extra seven days tacked on the end. Whether that was totally correct or the copper was trying to make me feel better I don't know but the result was the same, I saw nothing.
Hope you get somewhere but don't hold your breath.
Cockle
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You want to speak to the investigating officer and get him to give you form MG20. This is a green form and is a National Form in England and Wales. This form allows you to detail any losses and you need to back them up with receipts and estimates....this form then goes on the file that is presented in Court and in the event of a finding or plea of guilt is referred to by the CPS and is used to evidence a compensation claim. Without it you will get NOTHING. Make sure you ar not fobbed off ! Ask for it by name....! Check your insurance you may be covered for uninsured loss recovery.
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Sorry,
There is also a new scheme that the Home Office are trying to get the Police to use. This is called the Personal Impact Statement which is an additional statement that is taken to record all the things you say in your thread about your age circumstances and insurance costs and how this has affected you, this is a very overlooked document and you need to insist that you are given the chance to make one whether it is a guilty plea or not. Make sure that you are given the chance to complete this documentation this will effect any compensation issue.
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Just got information back from Plodaughter.
Current practice in the sticks of North Yorks is that
1. Statement of complaint by IP and stating that compensation is claimed.
2. Form MG 19 Green Compensation Form completed
3. Seperate Victim Personal Statement Scheme - stating how IP feels about crime against him, losses and to be kept up to date on case.(Copy to defence)
DVD
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"bear in mind i won't be claiming on insurance "
Ed - you may already know this but it's worth pointing out anyway. The fact that you are not claiming on your insurance doesn't mean that you should not notify them. Having your car nicked is a Material Fact - failure to disclose any material fact could render your car insurance null & void (similar to having no MOT).
I'd have to advise you in this instant that you should notify your insurers - it will not affect your no claims but may affect your premiums.... you may need to declare this on future insurances (for 3 or 5 years maybe) too. I'd say it's not worth the risk of 'covering' it up - if you were to be involved in an accident there's a chance that the Ins Co. will check against Police records (there's a greater chance of this if the accident/incident they are looking at involves the police). And if they [Insurance Co.] pull the cover on these grounds.... well you're screwed.
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Be careful if you do notify your insurers. I notified mine when I thought I might have damaged a parked vehicle. When I renewed my insurance I was told I had 0 NCB. 6 months later when I changed car I was sent details of the 'accident':
Damage to own car: £0
Damage to 3rd party: £0
Damage to persons: None
I queried why I had lost my NCB and was told that they had made a mistake. So they re-instated my NCB. I guess that honesty does not pay.
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Write across it in *BIG* letters "For Information Only". And either at the same time, or later depending on when you feel safe to do so, write a letter confirming that you are responsible for any losses as a result of this incident.
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Write across it in *BIG* letters "For Information Only". And either at the same time, or later depending on when you feel safe to do so, write a letter confirming that you are responsible for any losses as a result of this incident.
Mark, there no way he can legally avoid reveling this incident.
For instance will switching to third party only insurance mean it's no longer a material fact?
Methinks his premium is gonna soar if he's too honest...
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Parp, Parp!
Note: All Toad posts come with an implied smiley.
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>>Mark, there no way he can legally avoid reveling this incident.
And neither should he, and nor was I suggesting such a course.
However, his point was that he had disclosed it and his current insurers had disallowed his bonus on the basis (presumably) of an outstanding claim.
Being careful on what basis you submit the claim form can avoid that.
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>>Mark, is there no way he can legally avoid reveling this incident. And neither should he, and nor was I suggesting such a course.
He shouldn't legally avoid revealing it?
So you're saying he should do it illegally? ;-)
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Parp, Parp!
Note: All Toad posts come with an implied smiley.
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I'll think you'll find you cannot illegally "avoid", that would be "evade".
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I'll think you'll find you cannot illegally "avoid", that would be "evade".
Boy! I see you've got that Nitrous kit fitted to your pedantry today! Doesn't she just go! ;-)
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Parp, Parp!
Note: All Toad posts come with an implied smiley.
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