Insurance advice please after non fault write off. | Motoring discussion | Back Room Forum

Fri 6 Jun 2008 22:57

Insurance advice please after non fault write off. - CanonFodder

I was involved in a accident on the M5 two weeks ago. The person that hit me has admitted liability and their insurers are going through the process of working out what I'm owed. My car (A N reg Mondeo) has been declared a total loss. The Third Parties Insurer's want to offer me list price for it. But the cars material worth to me is/was more than just the list price, a bird in the hand and all that.

So the question is; Do I have to sit still for the list price or can I demand more?

Edited by Pugugly on 06/06/2008 at 23:09

Reply | Report as offensive | Link

Fri 6 Jun 2008 23:08

Insurance Advice please - Pugugly

www.honestjohn.co.uk/faq/faq.htm?id=33

Have a read here.

Reply | Report as offensive | Link

Sat 7 Jun 2008 12:27

Insurance Advice please - oldnotbold

They have a duty to put you where you were before the accident. Research on the online Autotrader to find identical models with similar mileage and length of MoT, and clip those ads. You won't get more than the market worth of your car before the crash.

Reply | Report as offensive | Link

Related questions

Can I park my car on the road with no MoT?

My car is having running problems and has been parked on the road until I found the time to fix it. While it’s been parked up it has been taxed and insured, but the MoT had expired. It has not been driven...

Can I legally park a braked small horse trailer (no horses) on a public highway?

Can I legally park a braked small horse trailer (no horses) on a public highway? What if anything does it need and does is it an agricultural vehicle?

Can I insure my 2003 BMW X5 as a classic?

I live in Enfield where i have to pay ULEZ. Vehicle is currently off road declared SORN, however I want to get the vehicle back on road in a month or two. I covered only 200 miles a year prior to ULEZ. I...

Is it legal to take a car out of long term storage and drive it home to be garaged without tax or SORN?

If you take a car out of long term storage and drive it home to be garaged without tax or SORN, what would happen if the police stopped you? The car is insured.

Ask Honest John

Sell Your Car

Real MPG

Fuel Calculator