I ran some quotes using screen scrapers (to check how much premium will be following my recent claim) - surprisingly my quotes are coming same irrespective of what I enter in amount claimed box! For example, £400 or £4000 claim returns same premium.
Does it mean if there is a claim record against me, I'll be paying same penalty (i.e. higher premium) whether the car has bumper damage or write off?
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It must surely depend on who you are insured with and the terms of your particular policy.
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TBH I've not seen any sites where they ask how much you claimed - just the fact that a claim has been made.
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