A colleague of mine, (honest, it wasn't me) crashed his car this morning into the back of a parked vehicle. Fair bit of damage to both vehicles, possible write off of his car.
He has failed/forgotten to renew his MOT and it is about 2-3 weeks out of date.
Whats the worst case scenario?
To my knowledge, no MOT invalidates insurance, and therefore he has committed a criminal offence. Is this correct?
Will his, and the third party's, insurers check his MOT?
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About six months ago my fathers car got hit from behind on the motorway. The Car was a write off and the Police were involved although the incident wasn't his fault.
On checking his MOT he found it was about 3 weeks out of date.
In the end the insurance company paid out deducting about £100 from the value. Plod decided that the MOT was a genuine oversight and decided not to take it any further.
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