I thought that the amount of co-operation between the insurance companies is now so pervasive that the question regarding ncd is superfluous.
Certain insurance companies advertise that if the applicant is over 50 then the premium is especially low. I've not found that this is the case. I asked one such company over the internet for a quotation but it was so high that I put it aside. A very earnest and personable young woman (lady) rang me about a week later wanting to know why I hadn't taken up their offer. I told her that the offer was too high and she put down the telephone.
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