Ask Honest John

Most recently answered insurance questions
I've just renewed my insurance for my Skoda Fabia estate and wanted to remove an additional driver. The resulting quote went up from £218 to £288. It seems crazy. Neither of us has any history of claims,...
A young girl ran across the road without looking and hit the passenger side wing of my car. Very fortunately I was not going fast having just turned in to the road and the young girl has not been injured....
My electric vehicle has been involved in a no fault accident. I've been given a petrol equivalent but get just 30mpg. I've asked for an EV instead as I am caught in a parts supply issue with no idea when...
I am thinking of starting up as courier, what insurance will I need and what would it cost roughly?
My car has been written off in an accident. The insurance have offered me £6,100. Should I accept this, as second hand equivalent cars retail at £7,995? The other party accepted responsibility.
We have two cars in the family, I am putting my one off the road on SORN and will cancel the insurance. I have 20+ years no claims at present, will I lose my no claims and have to start again when I put...
My MoT will expire in a month but I am outside the UK and unable to return in time. The car is parked in a private garage and insured and taxed. Do I need to declare it SORN or can I leave it as is until...
I am looking at a Japanese import and I wonder what difference it might make to an insurance policy. Does the country it's imported from make a difference? As far as i can see it conforms just as though...
Another drive hit my car at about 2mph at traffic lights last month. He admitted fault and paid cash for the estimate for repair. It was minor damage. Do I need to report this to my insurance company?...
Is there such a thing as windscreen insurance that's not otherwise an add-on to car insurance, a bit like SMART/Alloys etc.? The company insures my car but I have to pick up maintenance and the excess...