Cat D - what does it mean?

I'm a middle aged single lady looking to buy a small car. I understand the concept of Cat D but can you explain what ramifications this has on insurance and resale value?

I'm quite happy to buy cheap and then sell cheap but do not want to be 'loaded' for insurance purposes.

Asked on 12 December 2012 by Estrella

Answered by Honest John
It just means an insurer has paid out on it as a total loss, which it may have done on a stolen/recovered before it was recovered.
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