Ask Honest John

Most recently answered insurance questions
Is it your understanding that an accident involving a named driver on the policy is also noted against the insured at Claims Underwriting Exchange (CUE) and therefore the accident has to be disclosed by...
My Volvo can be started from the phone app - useful for defrosting/warming in the winter and cooling in the summer. (The car remains locked and can't be driven without the key and the driver sitting...
I have just had my renewal quote from LV. Last year it was £229, now they want £380, a 65% increase! How is this justified? I have not changed my car, increased my mileage, received any points, had any...
If one is involved in a no-fault crash, where the car is written off and where the insurance company offer a cash amount that is well below the value of the vehicle, does one have to take the cash offer...
I purchased a Saga Plus car insurance which runs out this month. In the first year of cover I hit a concrete bollard in a car park whilst distracted by another drivers actions. I instigated a claim with...
I'm thinking of buying a 6-7 year old performance car from Jaguar or Maserati which comes with a very high insurance group. Even with 30+ years NCB I suspect that the regular insurers will not offer the...
If my partner who's a named driver on my car needed to drive very occasionally to work as a locum at different locations should we inform the insurance company? This doesn't sound like commuting so what...
Will an airbag fauly warning light on my dashboard invalidate my insurance if stopped by the police in England?
I am currently the policyholder and main driver for our car. My wife is the named driver. I/we have more than 10 years no claims bonus. If my wife becomes the main driver will that affect the NCB? I'm...
I'm thinking of changing my insurance policy by taking my wife off the policy as a named driver as it will be cheaper. If I let her drive the car with my permission, is that legal insurance wise, and if...
 

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