Would it be cheaper to get insurance on a Group 1, new car or an older car?
I'm preparing to return to the road after a DDI ban - first (and last) offence, incurred accidentally. Obviously insurance is going to be an issue, but would you suggest buying a more modern (and more expensive) car in insurance Group 1 or a cheaper and older but more user-friendly 5-door that's worth less (e.g. a 12-year-old Focus for under £1000)? If the premiums are too heavy, I'm also considering going down the classic route for a year or two with something like a Morris Minor or Triumph Herald.
Asked on 8 December 2017 by Mike Taylor
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Newer car is definitely the way to go, as the insurer will perceive you as less liable to drink and drive again in the future due to the cost attached. I would suggest using price comparison websites and using different vehicles to see what prices come up based on your history. I may be wrong, so it is worth checking. The classic car route is definitely an option, but would not cover you to and from a place of work usually.
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